Payment Gateways That Accept Adult Content
PayPal, Stripe, Square, and Braintree all explicitly prohibit adult content in their terms of service. Adult site operators need specialist processors from day one — not when their account gets frozen.
Below are the 6 payment processors that accept adult WooCommerce stores — all compatible with WPS Paywall.
Stripe, PayPal, Square — these will terminate your account
Using a mainstream payment gateway on an adult site is not just risky — it is a direct violation of their Terms of Service. The result is frozen funds, permanent bans, and potential legal complications. Use a specialist processor from day one.
Comparison Table
| Gateway | Fee | WooCommerce | Best for | Crypto only |
|---|---|---|---|---|
| CCBill | ~13.5% per transaction | Yes | Subscriptions, Memberships | Cards + more |
| Epoch | ~12–13% per transaction | Yes | Subscriptions, Memberships | Cards + more |
| Segpay | Competitive, quote-based | Yes | Subscriptions, Paywalls | Cards + more |
| Verotel | ~10–14% per transaction | Yes | European traffic, Subscriptions | Cards + more |
| CoinGate | 1% per transaction | Yes | Privacy-focused users, International traffic | Crypto only |
| BTCPay Server | 0% (self-hosted, you pay server costs) | Yes | Maximum privacy, Zero-fee processing | Crypto only |
All 6 Gateways
CCBill
The industry standard adult payment processor since 1998
- Most trusted adult processor
- Strong chargeback protection
- Dedicated adult support
Epoch
Established adult billing with flexible subscription tools
- Lower fees than CCBill
- Biweekly payouts
- Good trial billing tools
Segpay
Modern adult payment processing with strong analytics
- Modern dashboard with detailed analytics
- Fast payouts (weekly option)
- Good customer support
Verotel
European adult payment processor with multi-currency support
- Strong European market presence
- Multi-currency support (EUR, GBP, USD and more)
- iDEAL support for NL traffic
CoinGate
Accept 70+ cryptocurrencies with instant settlement — no adult restrictions
- Only 1% fee — far cheaper than card processors
- No chargebacks ever
- No adult content restrictions
BTCPay Server
Self-hosted, zero-fee Bitcoin payments — full control, no middleman
- Zero transaction fees
- Full self-custody — funds go directly to your wallet
- No account bans or freezes
WPS Paywall: Connect Any of These Gateways to WordPress
WPS Paywall is a WooCommerce paywall plugin for adult WordPress sites. It locks your content behind a payment wall and routes checkout through any of the gateways above.
WPS Paywall
Sell access to premium videos with a subscription paywall for WordPress.
- One-Click Premium Video Gating
- Four Tier Subscription System
- Unlimited Free Trial Configuration
- And more...
Frequently Asked Questions
Can I use PayPal for an adult site?
No. PayPal's Acceptable Use Policy explicitly prohibits adult content. Using PayPal on an adult site will result in account termination and frozen funds.
Which adult payment gateway has the lowest fees?
CoinGate charges 1% per transaction and BTCPay Server charges 0% (self-hosted). For card payments, fees are typically 10–14% with processors like CCBill, Epoch, Segpay, and Verotel.
Which gateway is best for WooCommerce?
CCBill and Epoch have the most mature WooCommerce plugins and long track records. CoinGate has an excellent free WooCommerce plugin and the lowest fees of any option.
Do I need a dedicated adult merchant account?
Yes, for card processing. Specialist processors like CCBill and Epoch open merchant accounts specifically designed for adult merchants, with chargeback protection and terms that allow adult content.